Appraisal services for Peebles and Adams County homeowners

Here are the top seven reasons OH homeowners need The Appraisal Company:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge Adams county's assessment of your propertyvalue
To lower your monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a OH divorce, when real estate property needs to be divided
To settle an estate in Adams county or OH by determining the true market value of property in question

Do you own a home in or near Peebles? Do you need help deciding the price of your real estate?
Contact The Appraisal Company.

At The Appraisal Company, we understand the particular needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Need to remove PMI?

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping folks just like you abolish unneeded and unwanted PMI insurance.

Challenge property tax assessments

If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from The Appraisal Company is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. The Appraisal Company can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from The Appraisal Company can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.